Compound Interest Calculator

Compound Interest Calculator

Project compound interest from principal, contribution, return, compounding frequency, and years.

How to use this calculator

Enter starting savings, monthly additions, annual return, and time. The calculator compounds growth monthly.

Example

$10,000 plus $250 monthly at 6% for 20 years grows to roughly $172,000.

Frequently asked questions

Everything you need to know to read the result with confidence.

What does the Compound Interest Calculator do?+

Project compound interest from principal, contribution, return, compounding frequency, and years.

How do I use this compound interest calculator?+

Enter starting savings, monthly additions, annual return, and time. The calculator compounds growth monthly.

What inputs should I enter?+

Enter starting amount, monthly contribution, annual return, years, compounds per year. Leave the default values in place when they match your situation.

What formula does this calculator use?+

Projection applies monthly contributions and monthly growth from the annual return.

Can I share my result?+

Yes. Change the inputs, copy the page link, and the current inputs will be included in the URL for sharing or reopening later.