Roth IRA Calculator
Project Roth IRA growth from starting balance, annual contributions, return, and years invested.
Example
$12,000 invested with $7,000 added yearly for 30 years at 7% grows to about $809,000.Frequently asked questions
Everything you need to know to read the result with confidence.
What does the Roth IRA Calculator do?+
Project Roth IRA growth from starting balance, annual contributions, return, and years invested.
How do I use this roth IRA calculator?+
Enter your current Roth balance, planned yearly contribution, expected annual return, and time horizon.
What inputs should I enter?+
Enter starting balance, annual contribution, annual return, years invested. Leave the default values in place when they match your situation.
What formula does this calculator use?+
Each year adds contribution, then applies annual return. This is a projection, not investment advice.
Can I share my result?+
Yes. Change the inputs, copy the page link, and the current inputs will be included in the URL for sharing or reopening later.